Don’t be seduced by dental coverage and $0 premiums. Here are 6 common pitfalls of Medicare Advantage.

  • Only 3 in 10 Medicare beneficiaries shop around during open enrollment
  • More than half of Medicare Advantage beneficiaries overspend by more than $1,000 due to the plan they selected
  • Medicare Advantage is not the same as government-provided Medicare
  • Check if your doctors are in-network before choosing a Medicare Advantage plan
  • Review your drug coverage to avoid unexpected out-of-pocket costs
  • Don’t choose a plan solely based on dental benefits
  • Consider all costs, not just the premium, before signing up for a Medicare Advantage plan
  • Don’t make decisions based on what your friends have
  • Contact your State Health Insurance Assistance Program for free Medicare guidance

Only 3 in 10 Medicare beneficiaries shop around during open enrollment, and more than half of Medicare Advantage beneficiaries overspend by more than $1,000 due to the plan they selected. It’s important to understand that Medicare Advantage is not the same as government-provided Medicare. Before choosing a Medicare Advantage plan, make sure your doctors are in-network and review your drug coverage to avoid unexpected costs. Don’t choose a plan solely based on dental benefits, and consider all costs, not just the premium, before signing up. Lastly, don’t make decisions based on what your friends have and seek guidance from your State Health Insurance Assistance Program for personalized help.